The Global State of RegTech 2026
How RegTech is defining the response to global shifts in risk, technology and competition.
This report provides a data-driven view of how risk and compliance are evolving within financial institutions (FIs), and where RegTech is delivering measurable impact today.
Based on global surveys of 300 senior risk and compliance professionals and 100 RegTech vendors, alongside expert interviews and vendor deep dives, the report explores:
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How much are FIs currently spending on RegTech?
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How is spending set to change and will it be allocated to build or buy?
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What level RegTech adoption have FIs achieved in each regulatory domain?
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What is driving RegTech adoption and what are the key barriers?
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How do FIs find new vendors and what is their selection criteria?
Combined with a proprietary database of 4,000+ products from 1,300+ vendors, plus RegTech Analyst funding data, the evidence points a total addressable market exceeding $200bn for RegTech in financial services alone.
2026 Primary Research Report
Featuring capabilities and insights from category-leading firms
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About This Research
The Global State of RegTech is a new annual research initiative by Parker & Lawrence Research and RegTech Analyst, as part of a shared mission to support compliant and efficient financial services markets through the adoption of technology. The research explores the evolving role of RegTech across risk and compliance domains and their underlying use cases, covering the priorities, progress and challenges of stakeholders on all sides.
Research Team
Mariyan Dimitrov
Head of Business Operations, FinTech Global
Nathan Parker
Co-founder,
Parker & Lawrence Research
Michael Lawrence
Co-founder,
Parker & Lawrence Research
A special thanks to the experts who contributed their perspectives and feedback on the themes explored in this report, many of whom remain anonymous.
Acknowledgements
Sholthana Begum
Senior Director, Technology & Digital Intelligence, Competition and Markets Authority
Kelly Letsiou
Financial Crime and Technology,
Baringa
Featured Insights
Financial institutions' RegTech spend across company sizes, regions, and subsectors.
RegTech Spending
Financial institutions' technological maturity across six regulatory domains.
RegTech Adoption
Capital raised by RegTech vendors across use cases and regions.
RegTech Fundraising
